3 key takeaways:
- Investment speed in municipal bond portfolios does not equate to better outcomes.
- A higher yielding portfolio does not always mean better performance for a client.
- Using municipal bonds for tax-loss harvesting may help lower taxes, not just defer them.
People often hear claims such as ‘humans only use 10% of our brains’, we swallow spiders in our sleep’, or ‘that the liver can regenerate itself’, but most of these popular myths do not hold up to research. Of the examples above, only the liver’s ability to regenerate is true – so there is no need to lose sleep over spiders.1
BlackRock
By Chris Ryan, CFP®
Mar 09, 2026